Web Definition: Student Loans
After the article has been cleaned up, you may remove this message. For help, see How to Edit a Page & the style & How-to Directory. Student loans are loans offered to students to pay for the costs of education. These loans usually charger lower interest than other loans. In Australia, students can pay for university courses using the Higher Education Contribution Scheme. HECS course places are government-subsidised places competed for using the rank achieved in the secondary school final examination & are substantially cheaper than full-fee places which have lower entry requirements. Courses are ranked into three bands, with a years tuition costing around $4000-$6000 AUD. Students have the option of deferring the HECS fee until they start earning above a certain threshold, whereupon they will repay the government through the tax system; the amount owed is indexed to inflation. Alternatively, students can pay upfront at the beginning of the semester; this option attracts a 25% discount.
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